Risk Management

GPW's Risk Management team collectively have over 50 years of experience in the development and implementation of wealth protection and personal insurance strategies that are supported by a national network of leading Life Offices.   This includes a wide range of specialist expertise in the analysis of comparative insurance structures with the view to ensure our clients receive only the best in Underwriting advice, product quality, ease of assessment and claim management.   GPW has developed strong relationships with the major Life Offices and their respective Underwriters and can be relied upon to identify the specific needs of any individual and represent them in the entire process with the utmost of professionalism.
Our role is to progressively ensure that your personal insurance product, whether it be death cover, trauma cover, lump sum disablement cover, or income protection, is not only the most competitive, but is tailored to your individual needs.  It is our responsibility to monitor the cost effectiveness, structure, and sum insured on a regular basis throughout the life of your contract, not just at activation stage.
In the unfortunate event of a claim, it is our responsibility to personally shelter you from the stress of your situation, which ultimately is our purpose as your risk advisers.  We passionately negotiate with your insurer on your behalf to secure not only a successful outcome, but timely payment of your claim.  At no stage is there a need to even deal with the insurer; our aim is to keep your anxiety level to a bare minimum, and to update you at regular intervals.
Sharon Mitchell, our Risk Administration Manager, has been with Garnaut Private Wealth for over a quarter of a century and is always happy to assist clients to ensure the administration of their contracts from new business stage and beyond,  are monitored effectively.